Receivables & Recovery

Collection Management Platform

Track receivables, automate reminders, and manage repayment workflows in one platform built for collections teams.

Free consultation

Trusted by lenders, finance teams, and recovery operations.

Why
Saratix?

Configurable to your policy, integrated with your finance stack, and yours to own.

Configurable rules

We model your aging buckets, escalation paths, and payment plans exactly as your policy defines them.

Multi-channel outreach

SMS, email, and WhatsApp reminders run automatically, with templates you control.

Finance integration

We sync invoices and payments directly with your ERP and accounting systems.

Source Code Ownership

The platform is yours at completion. No per-account fees that grow with your ledger.

How it works

A structured collections workflow.

From overdue invoice to recovered payment — every account is prioritised, every reminder logged, and every promise tracked to closure.

The problem

Slow follow-up

Chasing overdue accounts from a spreadsheet means the highest-risk debts get attention last.

No accountability

Without logged contact history, you can't tell which accounts were called, promised, or broke their promise.

Core features

Automated Reminders

Trigger SMS, email, and WhatsApp nudges on a schedule tuned to each aging bucket.

Promise-to-Pay Tracking

Log every commitment and automatically flag the ones that slip.

Repayment Workflows

Configure plans, partial payments, and escalation rules that match your policy.

Prioritise

Step 01

The system ranks overdue accounts by risk and value so your team works the most recoverable debt first.
Engage

Step 02

Automated multi-channel reminders go out on schedule, and agents log every interaction in one place.
Resolve

Step 03

Promises, payment plans, and partial settlements are tracked to closure with full audit history.

Tech stack

Any code, any platform for your next big idea.

Front-End

What your users see and click — the screens, buttons, and pages.

React
Angular
Svelte
JavaScript
HTML5
CSS3

Back-End

The engine behind the scenes that powers all the logic and features.

Node.js
Express
Python
Java
Spring Boot

Databases

Where your information is stored safely and kept ready to use.

MySQL
PostgreSQL
DynamoDB

Cloud & Hosting

The secure online infrastructure that keeps your software running 24/7.

AWS
Google Cloud
Azure
Alibaba Cloud
Docker
Kubernetes

The payoff

Recover more, sooner.

Three numbers we benchmark every collections rollout against — measured against your current manual baseline.

01

−30%

Lower DSO

Timely, prioritised follow-up shrinks the time it takes to turn invoices into cash.
02

3×

More accounts worked

Automation lets each agent contact far more debtors every single day.
03

100%

Full audit trail

Every call, message, and promise is logged for compliance and dispute resolution.

Is this for me?

This is for you if

A few honest signs that a real collections platform will pay for itself fast.

You chase overdue accounts from a spreadsheet.
Manual follow-up means the highest-risk debts get attention last — if at all.
Your DSO keeps creeping up.
Cash you've already earned is sitting in receivables instead of your bank account.
You can't tell who was contacted and when.
Without logged history, every account is a guess and no agent is accountable.
Reminders go out late, or not at all.
A missed nudge at day 7 turns a quick payment into a 90-day problem.
Your finance system has no collections layer.
Accounting tells you what's owed — it doesn't help you actually recover it.

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